Personal Finance Class

I am taking a free online personal finance class.  Today was a bit depressing.  I had to figure out how much "Larry" would need to put aside into his retirement account in order to live at or around his life style at retirement age.  Well "Larry" will increase his salary 5% each year and get a couple of promotions and by the time "Larry" retires he will be making almost $400,000. a year.  What I think "Larry" needs to do is forget about ever achieving having enough money in his retirement account and instead get a lesser paying job now.  That way he can get use to living a lifestyle that is more like what he will be able to live at when he retires.

Poor "Larry"

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